What is Individual Health Insurance?

Traditional Health Insurance

This is a policy that can apply to a single individual, couples, or family units. It provides a way for individuals and families to protect against the high cost of medical care and the ravages of a catastrophic illness in the absence of an employer sponsored health plan.

Individual health insurance is most popular for self employed people, those who have lost their jobs, and students unable to be carried under their parent's policy. Policies come in a wide range of coverages and deductibles, making it difficult to make an educated decision without consulting a professional.

Inquire Now

Health Savings Accounts

These plans combine a lower-cost, high deductible health insurance plan with a tax-favored savings account to pay for healthcare costs.  The funds contribut
ed to the account are not subject to federal income tax at the time of deposit.  Funds roll over and accumulate year to year if not spent.  The funds may be used to pay for qualified medical expenses.

Inquire Now